Raritan State Bank

Effective Date: February 1, 2024

Service	Charge
Service Charge for NOW Account	Under $1000 - $5.00 fee per month
Service Charge for Money Market Account	Under $1500 - $5.00 fee per month
Service Charge for Sweep Activity	$2.00 for each transfer
Paid Overdraft Items *The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.	$35.00 per item
Insufficient Funds Items/Unpaid Overdraft Items *The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means. If an item drafted by you is presented for payment in an amount that is more than the amount of money in your account, and we decide not to pay the item or transaction, you agree that we can charge you an NSF fee for returning the payment. Be aware that such an item or payment may be presented multiple times and that we do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you an NSF fee each time a payment is presented if the amount of money in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented.	$35.00 per item
Insufficient Funds after 5 consecutive days	$5.00/ per day
Stop Payment Fee	$35.00
Renewal of Stop Payment after 6 months	$35.00
Instant Statement (current cycle)	No charge
Statement Reprint	$3.00
Statement Reprint with images	$5.00
Cashier’s Checks	$2.00
Items presented for Direct Collection	$10.00
Outgoing Wire Transfers	$22.00
Incoming Wire Transfers	$7.00
Late charge on Payment Loans	5% of payment ($15.00 min)
Late charge on single pay loans	5% of balance ($15.00 min)
Balancing by staff	$15.00 per hour
Staff research	$25.00 per hour
Photocopies - B/W	$.10 per sheet
Photocopies -Color	$.65 per sheet
ACH one time transfer fee (Wire)	$22.00
Safe Deposit Box Late Fee	$5.00 per month
Replacement of lost safe deposit box key	$10.00
Opening safe deposit box by locksmith	Fee assessed by Locksmith

Bank Fees